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Lexington Mortgage Guide

Current Rates for Selected Products

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DATE RATE * DISC/ORIG POINTS APR LOCK MIN / MAX PURCHASE / REFINANCE COMMENTS
Proficio Mtg. Ventures ,LLC a Subsidiary of Proficio Bank
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Conforming 30-yr Fixed Calculate Payment
09/02/2010 4.250   0.000 / 0.000
4.485 30 140,000 / 417,000 Purchase N/A
Jumbo 30-yr Fixed Calculate Payment
09/02/2010 5.625   0.000 / 0.000
5.704 30 417,001 / 650,000 Purchase N/A
FHA 30-yr Fixed Calculate Payment
09/02/2010 4.625   0.000 / 0.000
4.789 30 120,000 / 271,000 Purchase N/A
PBI Bank
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FHA 30-yr Fixed Calculate Payment
09/02/2010 call         175,000 / 417,000 Purchase View Comments
AimLoan.com
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Conforming 30-yr Fixed Calculate Payment
09/01/2010 4.250   0.000 / 0.000
4.423 30 40,000 / 417,000 Both View Comments
Conforming 15-yr Fixed Calculate Payment
09/01/2010 3.625   0.000 / 0.000
3.925 30 40,000 / 417,000 Both View Comments
Jumbo 3/1 ARM Calculate Payment
09/01/2010 3.875 * 0.000 / 0.000
3.452 30 729,751 / 1,000,000 Both View Comments
Jumbo 5/1 ARM Calculate Payment
09/01/2010 4.000 * 0.000 / 0.000
3.579 30 729,751 / 1,000,000 Both View Comments
SunLending USA
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Conforming 30-yr Fixed Calculate Payment
09/01/2010 4.250   0.000 / 0.000
4.383 30 40,000 / 417,000 Both View Comments
Conforming 15-yr Fixed Calculate Payment
09/01/2010 3.750   0.000 / 0.000
3.787 30 40,000 / 417,000 Both View Comments
Conforming 15-yr Fixed Calculate Payment
09/01/2010 3.750   0.010 / 0.000
3.787 30 40,000 / 417,000 Both View Comments
Conforming 15-yr Fixed Calculate Payment
09/01/2010 3.750   1.010 / 0.000
3.870 30 40,000 / 417,000 Both View Comments
People's Exchange Bank
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Conforming 30-yr Fixed Calculate Payment
09/02/2010 4.000   0.000 / 1.000
4.135 30 50,000 / 417,000 Both View Comments
Conforming 15-yr Fixed Calculate Payment
09/02/2010 3.750   0.000 / 1.000
3.986 30 50,000 / 417,000 Both View Comments
FHA 30-yr Fixed Calculate Payment
09/02/2010 4.000   0.000 / 1.000
4.706 30 50,000 / 271,000 Both View Comments
Kessler Mortgage
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Conforming 30-yr Fixed Calculate Payment
09/02/2010 4.125   0.000 / 1.000
4.303 30 125,000 / 417,000 Both View Comments
Conforming 15-yr Fixed Calculate Payment
09/02/2010 3.750   0.000 / 1.000
4.062 30 125,000 / 417,000 Both View Comments
Conforming 3/1 ARM Calculate Payment
09/02/2010 3.250   0.000 / 0.000
6.913 30 125,000 / 417,000 Both View Comments
Conforming 5/1 ARM Calculate Payment
09/02/2010 3.500   0.000 / 0.000
6.536 30 125,000 / 417,000 Both View Comments
Community Trust Bank
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Conforming 30-yr Fixed Calculate Payment
09/01/2010 4.250   1.000 / 0.000
4.455 40 175,000 / 417,000 Both View Comments
Conforming 15-yr Fixed Calculate Payment
09/01/2010 3.750   1.000 / 0.000
4.108 40 175,000 / 417,000 Both View Comments
Conforming 3/1 ARM Calculate Payment
09/01/2010 4.250 * 0.000 / 0.000
4.455 30 175,000 / 417,000 Both View Comments
Conforming 5/1 ARM Calculate Payment
09/01/2010 5.000 * 0.000 / 0.000
5.215 30 175,000 / 417,000 Both View Comments
Century Mortgage
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Conforming 30-yr Fixed Calculate Payment
09/02/2010 4.125   1.000 / 0.000
4.295 30 175,000 / 417,000 Both View Comments
Conforming 15-yr Fixed Calculate Payment
09/02/2010 3.750   1.000 / 0.000
3.951 30 175,000 / 417,000 Purchase View Comments
FHA 30-yr Fixed Calculate Payment
09/02/2010 4.375   0.000 / 0.000
4.918 30 175,000 / 270,100 Both View Comments
MSI Lending
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Conforming 30-yr Fixed Calculate Payment
09/02/2010 4.250   0.000 / 0.000
4.375 30 175,000 / 417,000 Both View Comments
Conforming 15-yr Fixed Calculate Payment
09/02/2010 3.750   0.000 / 0.000
3.875 30 175,000 / 417,000 Both View Comments
Conforming 5/1 ARM Calculate Payment
09/02/2010 3.000   0.000 / 0.000
3.125 30 175,000 / 417,000 Refinance View Comments

Rates are based on a first mortgage loan for a single family owner-occupied residence with a downpayment of 20% for a conforming loan (loans up to $417,000) and 25% for a jumbo loan (loans more than $417,000) unless otherwise noted.  Rates are also based on a 720 credit score unless otherwise noted.  Other restrictions may apply and closing costs may vary widely among lenders. Contact each company for details.

Points include origination points and/or discount points. APR = annual percentage rate which is calculated by each company and includes costs to obtain the loan and private mortgage insurance if required. Lock = rate lock period. ARM = adjustable rate mortgage.  The APR on ARM loans is variable and is subject to change after consummation based on the index.  Payment = the monthly principal and interest payment based on the type of loan product selected, the loan amount selected and the interest rate shown. It does not include monthly escrow payments for items such as real estate taxes, homeowners’ insurance premiums, private mortgage insurance, etc. and the actual payment obligation will be greater.  NMLS = Nationwide Mortgage Licensing System

Companies may pay a fee to advertise in this Guide. All rates are believed to be accurate but cannot be guaranteed and are subject to change without notice.  INFOTRAK, and all newspaper companies or newspaper related companies affiliated with this website, 1) are not in the business of providing or offering loans or related products or services, 2) receive these rates from third parties, 3) are not acting as agents on behalf of any lenders, 4) do not endorse or recommend or have any responsibility for any products or services offered by lenders, and 5) do not warranty the accuracy of any information contained herein. None of the above rates constitutes an offer. Please contact individual lending companies for details.

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